Older man, to no one in particular: That's why I keep my income low, so no one jumps me.

–Myrtle & Clinton, Brooklyn

Woman with scratch-off lotto card to friend: I won four dollars! I won four dollars! You know I can't spend that, though. I gotta get food for my kids. Those niggas be hungry!

–Staten Island Ferry

Angelic-looking teen girl screaming into cell: Are you coming to the movies with me? You're broke? Just mug someone on the way. Mug someone! (pause) Mug! M-u-g! Rhymes with "thug"!

–Chambers & West St

Puerto Rican dude on cell: I ain't got no money. I got weed, but I ain't got no money.

–25th St & 7th Ave

Village lady: She was in foreclosure before it was fashionable to be in foreclosure.

–Bleecker & Mercer