Old­er man, to no one in par­tic­u­lar: That’s why I keep my in­come low, so no one jumps me.

–Myr­tle & Clin­ton, Brook­lyn

Woman with scratch-off lot­to card to friend: I won four dol­lars! I won four dol­lars! You know I can’t spend that, though. I got­ta get food for my kids. Those nig­gas be hun­gry!

–Stat­en Is­land Fer­ry

An­gel­ic-look­ing teen girl scream­ing in­to cell: Are you com­ing to the movies with me? You’re broke? Just mug some­one on the way. Mug some­one! (pause) Mug! M‑u-g! Rhymes with “thug”!

–Cham­bers & West St

Puer­to Ri­can dude on cell: I ain’t got no mon­ey. I got weed, but I ain’t got no mon­ey.

–25th St & 7th Ave

Vil­lage la­dy: She was in fore­clo­sure be­fore it was fash­ion­able to be in fore­clo­sure.

–Bleeck­er & Mer­cer