News­pa­per hawk­er: Close your um­brel­las, peo­ple! You’re in­side! You’re go­ing to poke some­body’s eye out! Then they gonna sue you! Then you gonna be broke! Then you gonna throw your­self down the es­ca­la­tor!

–Penn Sta­tion

Over­heard by: Brawd

Black guy on cell: Nig­gas with no mon­ey are con­ta­gious!

–7 train plat­form, 74th & Broad­way

Over­heard by: Robyn Z

Flight at­ten­dant: Wel­come to New York where the lo­cal time is 4:37. We know that you have a choice in se­lect­ing your air trav­el, and on be­half of the pi­lot and the crew I’d like to thank you for choos­ing our bank­rupt air­line.

–La­Guardia

Over­heard by: Ldartjoy

Man on cell: There’s noth­ing worse than a poor snob.

–115th & Broad­way, out­side Co­lum­bia Uni­ver­si­ty

Hobo: Don’t any­one wan­na do­nate to the broke-ass foun­da­tion?

–Hous­ton St

Over­heard by: Has been helped by that or­ga­ni­za­tion