Insults

Bag lady to white guy whistling “When the Saints Go Marching In”: Damn, nigger, that's my jam!
Guy: I'm… Ummm… sorry?
Bag lady: Yeah? Fuck you too!
(guy and girl walk away)
Bag lady: Shit, I gotta get outta this town and get my own place!

–L Train

Overheard by: The Music Man

Woman to waiter: Oh my god! I left my mink stole here. Oh please don't let it be gone. (goes to table, finds stole) Oh, thank god I found my mink stole and no one took it!
Woman at next table: Oh, please, bitch, ain't nobody want your German Shepherd!

–The Diner Restaurant, Midtown

Upper West Side wife #1: He thinks I can operate this household on $25,000 a month–that bastard better get a better job.
Upper West Side wife #2: Yeah, really, he needs to get his shit together.

–83rd & Broadway

Overheard by: Mike

20-something man walking into restaurant: I'd never bring my grandmother here for a date!

–27th & Lexington

Teen: That shit was sick! That shit was sick! I wanna go home and slap my grandmother!

–94th & Amsterdam

Overheard by: Slapped her how?

Ghetto dude in fight with girlfriend: Your grandmother is a bitch!

–Murray St & Church St

Guy to friend: My grandma used to chase us around with fly swatters…

–Houston & Allen

Preppy guy to preppy friends: So then she's throwing these nerf balls at me while I'm furiously beating off on her couch…

–Chinatown

Girl: Masturbation's not really my thing, but I need to be more self-sufficient.

–N Train

Angst 20-something on cell: Ya, I miss riding my bike, it made my ass look so good… Fuck! I just want to go home, smoke some weed, and masturbate.

–Central Park

Overheard by: kate

Guy: I hope this bus gets caught in a traffic jam! (looks down out of window) You may see people jacking off in their cars.

–MegaBus, Top Deck

Overheard by: EuropanGal

20-something girl on cell: Yeah, he's a big dork. Ya know what else he uses? Calculators. But that's just to masturbate.

–Macdougal & 4th

Overheard by: Billy H.

Young women on cell: Oh. My. God! You will never guess who got married! (pause) The masturbator!

–Bryant Park

But I've Had This Hoboner for More Than Four Hours

Hobo: Yo, boy! Can I ask you something for a minute?
Teenage boy, walking quickly: I'm sorry, I'm in a rush.
Hobo: Bitch, it's not like I wanna fuck you or anything!

–Barrow St

Overheard by: Poky

Hispanic teen to friend: Yo, none of the danger signs are in Spanish! “Do not lean on the doors, do not hold the doors.” The city doesn't care if we fall off the train and die!
Friend: Then you guys better start looking at the fucking stick figures!

–Uptown E Train

Overheard by: Tara

Ghetto Latina: He's so fucking stupid! This morning I kissed him goodbye and said “you're my world.” and he goes “why you gotta be so dramatic?” Like, what the fuck?
Ghetto black friend: Damn!

–Houston & Hudson

Overheard by: Suit

20-something skinny hipster girl: I'm in an eating phase. It started on Tuesday, and it'll go until Friday, if I've calculated my lunar cycle correctly.
20-something skinny hipster boy: Yeah, me too… I hadn't eaten for weeks, so I'll probably go til Saturday or Sunday.
20-something skinny hipster girl: What about you?
20-something chubby stoned hipster girl: I don't know what the fuck you guys are talking about. I eat like a normal person.

–Upper East Side

Overheard by: emily darwin

Thugette, calling back friend's toddler: Come here, you drunken monkey!
Child's mother: Don't call her a monkey!

–H&M Fitting Room