Girls

Girl #1: I have a 19.5% rate on my credit card, I don't know what that means.
Girl #2: I thought students didn't need to pay any interest.

–6 Train

Overheard by: DanInTheCity

Woman to girl crumpled on the floor, shaking: You okay?
Girl: Yeah… Yeah.
Woman: I like your dog.
Girl: Yeah… Yeah…
Woman: Yeah, my friend Chris got like 20 of them.
Girl: 20 chihuahuas?
Woman: 20 of them.
Girl: Fuck! Shit!… Fuckshit!

–L Train

Girl, swatting at guy: Stupid, stupid! LAPD?
Guy: Ow! What did I say? What?
Girl: Why would the LAPD be in New York?
Guy: Oh.

–Five Points, Manhattan

Guy: I didn't realize your true nature till you slapped me in the face.
Girl: Right.

–Astoria

Overheard by: Natalie

Promoter, stopping college girls: Hey, do you girls like comedy?
Girls: (silence)
Promoter: Where are you two from?
(they look at each other, don't say anything)
Promoter: Helloooo? Where are you from?
(no reply)
Promoter: Are you guys retarded?!
(they storm off)
Girl #1 to girl #2: God! Someone would never say that to us in LA!

–Times Square

Overheard by: just visiting

Tourist to boyfriend: Why are there so many humans here?

–Times Square

Conductor: Ladies and gentlemen, this n train is very crowded. There is a w train one minute behind this one with air conditioning, legroom, and color tv.

–N Train

Overheard by: Thinking about switching

Guy: Y'all can't crowd up here! I don't want to name any names, but there's a baby back there that just got stepped on.

–Times Square

Overheard by: Samantha Chastain

Girl walking up stairs, suddenly turning around: Oh, nuh-uh! Get your forehead out of my ass!

–F Train

Exhausted woman with backpack: Why do I have to be so fat?

–42nd St

Gossip Girl clone to another: Oh my god! Can you even imagine being obese in this weather?

–Lafayette & Spring

Skinny gangster white boy: Yo, dude, are we hanging out with those fat chicks?

–96th St & Lexington

Overheard by: great standards

Chubby girl yelling on cell: Yeah, and her bridesmaid dress totally accentuates my back fat–as if I didn't have enough problems!

–47th & 3rd

Blonde: There were three of them; they were twins.

–Lunasa Bar, East Village

Guy on cell: You thought you had the right information, but you didn't have your dots crossed.

–B46 Bus

Overheard by: Brooklynluva

Latino girl in park: Don't read it, bitch, just put it on. It's good, it's sunblock. It protects you from the UVs and huh… The HIV positives, or whatever.

–125th St & Riverside

Overheard by: nearby park bather

Middle-aged guy: It took me forever to find this building; it was confusing because all the numbers were written with letters.

–One (oops, "1") E 53rd Street

Loud girl on cell: And he was like "we had sex three times, so I owe you an hour of going down on you." And I was like "okay."

–Mount Sinai School of Medicine

Overheard by: Horrified Med Student

Bro to another: Dude, she's practically paying for your train ride to have sex with you.

–W Train

College guys to another: Dude, have you fingered her yet?

–5th Ave

Attractive girl smoking and talking on the phone: Wait! Are you saying you want me to go to your hotel room… right now?

–15th St & Union Square West

Overheard by: Stephanie

Hot girl: So, what star sign are you?
Hot guy: Lepricorn.

–Starbucks, 5th Ave

Overheard by: banditqueen